Cornerstone Benefit Plans   
          Group Benefit and Retirement Solutions for North Carolina

          

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          The most effective way to attract and retain quality employees is to offer a comprehensive benefit package.
          Common benefits include health insurance, life insurance, disability income insurance and retirement savings plans.
          Cornerstone Benefit Plans and it's partners specialize in tailoring customized benefit packages. Call for a free
          consultation if you're looking to add to or modify your existing benefits or simply shopping around prior to renewal
          of your existing benefit program.
Ask about how a well crafted Wellness plan could benefit your company.

         
Medical Insurance
       
  Group Medical (Indemnity, Partially Self-Funded,                                                                
          Administrative Services Only, PPO, HMO, POS)                                                                                 
     We're proud to represent
          Group Disability Income                                                                                                                  
    the following companies:
          Group Life/AD&D                   
          Group Dental                                                                                                                                    AFLAC
          Vision                                                                                                                                              Assurant
          Voluntary Plans                                                                                                                                 Blue Cross Blue Shield of North Carolina
          COBRA Services                                                                                                                                Cigna
                                                                                                                                                                Humana
         
Dental                                                                                                                                             Met Life
          Flexibility in choosing deductibles, coinsurance and                                                                                  United Healthcare
          benefit maximums                                                                                                                             UNUM
          Employee only or family coverage                                                                                                        Wellpath
          Orthodontic coverage
          PPO plans, where available                                                                                                            

                                                                                                                                                             
  Ask about implementing a
         
Vision                                                                                                                                              cost effective Wellness Plan
       
  Employee only or family coverage                                                                                                         Learn more...
          Frame and lens coverage
          Annual or more frequent eye exam coverage      
          Contact lens coverage
          Vision correction coverage

          Point of service plans

          Section 125 Plans
          Flexible contribution amounts
          Plan documentation for employees
          Weekly employee reimbursement cycle
          Annual re-enrollment process

          401(k) Plans
                                                      
          Flexible matching contribution amounts                     

          Variety of vesting options                                   

          Numerous investment vehicle choices
          Multiple plan administrator choices
          Loan provisions
          Balance transfers

          Group Disability Insurance                                   
       
  Flexible beginning dates of benefits
          Partial disability benefits
          Rate guarantees
          Vocational rehabilitation assistance

   
      Group Life Insurance
       
  Flexible schedules and maximums
          Benefit amounts based upon an employees earnings
          Accidental death and dismemberment coverage
          Conversion options

   
      Long Term Care Insurance

         
Call toll free
(877) 645-0980 or (919) 389-8199 in the Raleigh, Cary, Durham,  or Chapel Hill
          areas for a free no oligation benefit consultation.

             The Cornerstone Group   -   Raleigh, NC 27613   -   Toll Free (877) 645-0980   -   E-mail: info@calfinance.com